Blog

August 13, 2019
How to ensure that everyone has a place in the digital future

Digital economies around the world have undermined conventional notions of how age-old industries are structured. How businesses and consumers use information, goods and services has been completely transformed by digital transformation, giving rise to the attention policymakers globally have had on the digital economy recently. One example is the recent G20 Summit in Japan, which […]

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August 6, 2019
Look after your data and your data will look after you

No matter what type of organisation you run today, chances are that data – any sort of information that is machine-readable – is now the centre of your world. Above all, businesses all over the world use and leverage data to increase the distance between themselves and their less-informed peers, in the bid to become […]

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July 3, 2019
Crystal Ball-Gazing Into The Future Of Retail

As we head into the year 2020, there is much excitement about how the next decade will unfold as we usher in a digital-first era of hyperconnectivity. The future of retail is a particularly intriguing one as consumer expectations are surging and the world becomes their oyster in their search for relevance, authenticity, connection, meaning, […]

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June 17, 2019
The Next Wave of Payment Apps Will Be Bank-Led

Much of our everyday life is transactional in nature – and that is perhaps why payment players have taken our world by storm. For the longest time, traditional banks have acted as an effective custodian of one of our two primary albeit scarce resources – time and money – and it was enough for them […]

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May 28, 2019
Is Blockchain the 5G of the payment industry?

It should come as no surprise to tech visionaries and keen observers that blockchain is now looked upon not as a solution seeking a problem but as a core building block to the future of many industries, with the financial services space being a key beneficiary. In the payments space alone, there are many reasons […]

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April 9, 2019
Can a cashless society be truly inclusive?

The cashless movement has sparked an ongoing intense debate by lawmakers, fintech players and consumers situated across opposing realms of reality. At the forefront, the Swedish is leading the vanguard on all things cashless with legislation kicking in that enable shops to refuse cash payments for the digitally uninitiated[1]. On the other end of the […]

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March 1, 2019
Keeping Singapore’s economy dynamic in an age of uncertainty

In Finance Minister Heng Swee Keat’s Budget speech, he envisioned Singapore as an “Asia 101” for global MNCs looking to expand into Asia’s growing markets, and as a “Global 101” for Asian companies ready to go global. Asian businesses looking to expand overseas generally face significant upfront costs, but also navigate different operating landscapes across […]

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February 21, 2019
Building up confidence in e-payments in Singapore: How thoughtful regulations can create the catalyst for a cashless economy

The introduction of a risk-tiered approach to payment providers is important as it can help to put consumers at ease and accelerate the adoption of e-payments. Under the new Payment Services Bill, there has been a shift towards a dual-track regulatory framework for payment providers – a major payment institution license and a standard payment institution […]

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